Ruling Regarding Zakat On The Amount Of Money Saved For Hajj

Ruling Regarding Zakat On The Amount Of Money Saved For Hajj

Darulifta Ahlesunnat

(Dawateislami)

Question

   What do Islamic scholars state about the following issue: Zayd is very eager to perform ajj, so he started saving money and a complete year has passed on it. He is also the owner of niāb. Will Zaid have to give zakat on the mentioned amount of money as well?

بِسْمِ اللہِ الرَّحْمٰنِ الرَّحِیْمِ

اَلْجَوَابُ بِعَوْنِ الْمَلِکِ الْوَھَّابِ اَللّٰھُمَّ ھِدَایَۃَ الْحَقِّ وَالصَّوَابِ

   If the amount in his possession remains equal to the required niāb after any debt and basic necessities of life are expended upon, it will be obligatory for him to give zakat in the scenario asked in the question. FatāwaʿĀlamgīri explains:

تجب الزکاۃ عند تمام الحول الاول کذا فی فتح القدیر  وھکذا فی الکافی وکل دین لا مطالب لہ من جھۃ العباد کدیون اللہ تعالی من النذور والکفارات وصدقۃ الفطر ووجوب الحج لا یمنع

   In Fatāwa Shāmi:

اذا امسكه لينفق منه كل ما يحتاجه فحال الحول وقد بقی معه منه نصاب فانه يزكی ذلك الباقی  وان كان قصده الانفاق منه ايضا فی المستقبل لعدم استحقاق صرفه الى حوائجه الاصلية وقت حولان الحول

   Shaykh al-Islam wa al-Muslimīn, Imam Amad Razā Khān رَحْمَةُ الـلّٰـهِ عَلَيْه was once asked a similar question, which was as follows: “Zayd has saved some money in his eagerness to visit the aramayn. In this endeavour he has become the owner of niāb for a year and a half now. Should he pay adaqah fir, zakat and perform qurbani on Eid al-Aḍḥa or not?” The imam replied, “Zakat is obligatory (far) upon him, whilst adaqah and qurbani are necessary (wājib).” 

   Mufti Amjad ʿAli ʿAami رَحْمَةُ الـلّٰـهِ عَلَيْه said:

   Someone has an amount of money which he is to spend on his basic necessities. He goes on to spend whatever he spends. If the remaining amount of money is equal to niāb,  zakat is necessary upon it, even if he keeps the remaining amount whilst solely intending to spend it upon future necessities. If he needs to spend it on said basic necessities of life when the year is ending, zakat is not necessary to be given. 

   The erudite mufti also explains how zakat is not an obstacle for ajj:

   A liability not demanded by any person is not an obstacle for zakat, such as nadhr, kaffarah, adaqah, ajj and qurbani. If their expenses are taken out from niāb and by doing this a person does not remain the owner of niāb any more, zakah will still remain necessary. These liabilities are not an obstacle for ʿushr and khirāj being necessary. Though the person is in debt, these things will become necessary for him. 

وَاللہُ اَعْلَمُ عَزَّوَجَلَّ وَرَسُوْلُہ اَعْلَم صَلَّی اللّٰہُ تَعَالٰی عَلَیْہِ وَاٰلِہٖ وَسَلَّم

Answered By: Mufti Abu Muhammad ‘Ali Asghar Attari Madani

Ref No: Nor 11459

Date: 18 Shaban-ul-Muazam 1442/2nd April, 2021